If you're looking for a loan to help with your personal financial needs, ICICI Personal Loan might just be what you need. Designed to assist customers in achieving their financial goals, whether it's further education or house renovation, ICICI Bank offers a seamless online application process with loan amounts of up to Rs. 50 lakhs and flexible tenure ranging up to 60 months.
Features of ICICI Personal Loan:
Financial ease against immediate needs: Whether you need to renovate your home, plan a wedding, or finance your studies, ICICI Personal Loan provides you with the financial ease you need to achieve your goals.
Loan amounts ranging from Rs. 50,000 to more than Rs. 50,00,000: ICICI Bank offers loan amounts that suit your specific needs, with the flexibility to borrow as little or as much as you need.
Choose a flexible tenure: With a flexible tenure ranging between 12 months and 60 months, you can select a repayment term that suits your budget.
Competitive interest rates: ICICI Bank offers competitive interest rates on its personal loans, ensuring that you get the best deal possible.
Easy online repayment: ICICI Personal Loan offers an easy online repayment process, making it convenient for you to repay your loan from anywhere.
Target Audience:
ICICI Personal Loan is ideal for salaried individuals aged 23 to 58 years and self-employed individuals aged 25 to 65 years (minimum age for doctors is 25 years), with a minimum income of Rs.50,000 per month and a credit score of 700+.
Documents Required:
To apply for an ICICI Personal Loan, you need the following documents:
PAN Card
Aadhaar Card
Income Proof
Address Proof
Application Process:
The application process for an ICICI Personal Loan is simple and can be completed in just 15 minutes. Here's what you need to do:
Enter your Aadhaar number and click on Send OTP.
Enter the OTP received on the Aadhaar-linked number.
Enter your employment details.
Enter the OTP received on your professional email address and upload proof of income.
Fill in your loan requirements and submit the application.
It's important to note that your mobile number should be linked with your Aadhaar number.
Conclusion:
ICICI Personal Loan offers a convenient and hassle-free way to fulfil your personal financial needs. With competitive interest rates, flexible tenure options, and a simple online application