Instamoney Personal Loan: Hassle-Free and Instant Solution to Your Financial Needs
Introduction:
When you require urgent cash but don't have the time or energy to go through the tedious process of applying for a loan, Instamoney is here to assist you. Our digital lending platform provides an easy, hassle-free and instant solution to your financial requirements. We offer loan amounts ranging from Rs. 5,000 to Rs. 25,000 with quick disbursals within 2 hours. Whether you need funds for personal or professional reasons, Instamoney is the perfect solution for you.
Loan Features:
At Instamoney, we understand that everyone has unique financial needs. Therefore, we provide a flexible tenure of 3 to 5 months to enable you to repay the loan without stress. Our 100% digital and paperless process ensures that you can apply for the loan from the comfort of your home. Our easy-to-use app makes the loan application process quick and straightforward.
Eligibility Criteria:
Instamoney Personal Loan is designed for salaried individuals between the ages of 21 to 45 years with a minimum income of Rs. 12,000 per month. We do not require any credit score for customers except for those residing in Delhi, Uttar Pradesh, Bihar, Odisha, Jharkhand, Chhattisgarh, and West Bengal.
Documents Required:
To apply for a loan with Instamoney, you need to have the following documents:
Aadhaar Card
PAN Card
Address Proof
Income Proof
Bank Statements (Last 3 Months)
How to Apply:
Applying for an Instamoney Personal Loan is simple and hassle-free. Follow these easy steps:
Click on the "apply here lone" option and submit your name, mobile number, email ID, Pincode, and click on start journey now.
You will be redirected to the Google Play store, download the Instamoney app and proceed to register.
Give permission to access the camera, location, and data, then sign up with Google, Facebook, or mobile number.
Enter your mobile number and verify with the OTP.
Enter PAN card details like PAN number, full name, Date of birth, and select gender.
Add professional details, first select employment type, then enter a company name, designation, work experience, and monthly salary, and click on Save and continue.
Enter the pincode of your current location and confirm your credit details by selecting the right options.
If you are eligible to get the loan, then your eligible amount will be shown on the screen.
Select the amount and tenure and purpose for the loan and click on Enable Credit Limit'.
Pay Rs. 199 assessment fees. Your income and credit score will be verified here.
Complete live KYC, keep the documents handy and click on Proceed. Upload the front side image of PAN Card, selfie, and Aadhaar details and verify them.
Upload the front and back image of the Aadhaar card after that your address details will be fetched automatically.
In the next step, you need to upload bank statements. You can directly login via internet banking or upload PDF of your bank statement.
Submit your bank details.
Complete the auto-debit setup process, click on 'Submit' and process.
Conclusion:
At Instamoney, we believe that financial services are an important aspect of our lives, and we aim to make lending easy and hassle-free for individuals who require access to quick and affordable credit. Our personal loan product is designed to cater to the financial needs of salaried individuals between the ages of 21 to 45 years with a minimum income of Rs 20,000 per month.
About Instamoney and our personal loan product:
Benefits of Instamoney Personal Loan:
Quick and easy loan disbursal within 2 hours of loan approval
Flexible loan tenure options of 3 to 5 months
No collateral or guarantor required
100% digital and paperless application process
Affordable interest rates starting from 1.33% per month
Easy and convenient repayment options through auto-debit from your bank account
Eligibility Criteria for Instamoney Personal Loan:
Age: You must be between the ages of 21 to 45 years
Employment: You must be a salaried individual with a minimum monthly income of Rs. 12,000
Credit Score: We do not require any credit score for customers except for those residing in Delhi, Uttar Pradesh, Bihar, Odisha, Jharkhand, Chhattisgarh, and West Bengal.
Loan Amounts:
At Instamoney, you can borrow anywhere between Rs. 5,000 to Rs. 25,000, depending on your eligibility and creditworthiness.
How to Apply for an Instamoney Personal Loan:
Click on the "Apply Here Loan" option and submit your name, mobile number, email ID, and Pincode.
Download the app and register by providing your personal and professional details.
Submit the required documents and complete the KYC process.
Select the loan amount and tenure and click on "Enable Credit Limit."
Pay the assessment fees of Rs. 199 and complete the auto-debit setup process.
Once your loan application is approved, the loan amount will be disbursed directly into your bank account within 2 hours. You can use the funds for any personal or professional need, such as medical emergencies, education fees, wedding expenses, or home renovations.
Instamoney is committed to providing hassle-free and instant solutions to your financial needs. Our 100% digital and paperless lending platform ensures that you can apply for a personal loan from the comfort of your home or office, without any hassle or stress. So why wait? Apply for an Instamoney personal loan today and take control of your finances!